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U.K. lenders expect the demand for secured credit from households to decline in near term, the Credit Conditions Survey from the Bank of England showed Wednesday.
Secured credit availability to households tightened slightly in three months to June. Lenders expected the availability to be little changed in the near term but the demand for secured credit to fall.
Respondents to the survey suggested that both the supply of and demand for unsecured credit continued to rise in the three months to mid-June.
Both cost and availability of credit to companies of all sizes was unchanged in the three months ahead of the EU referendum.
Lenders expect the availability of credit to the corporate sector to remain steady and the demand to fall back in the near term.