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The Mortgage Bankers Association released its National Delinquency Survey on Wednesday. The mortgage delinquency rate fell to 5.68% in the fourth quarter from 5.85% in the third quarter. That was the lowest reading the third quarter of 2007.
The mortgage delinquency rate includes loans that are at least one payment past.
The vice president of the Mortgage Bankers Association Marina Walsh said that pre-crisis levels are reached.